Business Analyst (Payments / Acquiring & Processing)

Quick Facts

• Role: Business Analyst (Payments / Acquiring & Processing)

Description

Join a team building an end-to-end payments ecosystem on the acquiring and acquiring processor side. You will analyze business and technology processes in card acceptance and payments, design and develop platform modules, and support integrations with the bank ecosystem and payment organizations. The work covers merchant lifecycle/acceptance portal, clearing/settlement and accounting, transaction processing, DCC, and chargebacks.

Responsibilities

• Analyze business and technology processes in the card acceptance and payments area

• Design and develop payment platform modules and their integrations with the bank ecosystem and payment organizations

• Collaborate with architects, developers, and external partners

Requirements

• Knowledge of the full end-to-end acquiring process

• Experience in Merchant Lifecycle and Acquirer Acceptance Portal (merchant management, onboarding, portal process support)

• Knowledge of clearing & settlement and understanding merchant settlement processes, accounting rules and booking schemes

• Practical knowledge of payment organizations’ requirements and collaboration rules for the acquirer/acquiring processor side

• Experience with certification processes and support for implementation projects using payment schemes

• Knowledge of transaction settlement with payment organizations, optimization of fees, and Interchange fees

• Understanding of DCC (Dynamic Currency Conversion)

• Chargeback handling knowledge (acquiring and issuing perspectives)

• Understanding of payment ecosystem integration architecture (Switch, ERP, General Ledger, TMS, DWH)

• Practical knowledge of Single Message and Dual Message transaction models, plus authorization, matching, and clearing processes

• Knowledge of payment-organization tools for file exchange, KYC handling, and dispute systems (a plus)

Benefits

• Stable employment under a B2B contract

• Company laptop and monitor

• Co-financing of private medical care

• Multisport sports card

• Progress and development reviews every six months

• Transparent communication with employees

• Opportunity to contribute to the development of the organization

• English language learning

• Senior-heavy, competence-strong team

• Working with JIRA, Confluence, BitBucket

• Support for integrations and various engagement activities