Payments Architect

Quick Facts

Role: Payments Architect

Focus: Payments and digital banking architecture, regulatory compliance, and technology strategy

Description

Lead architecture design and governance for large-scale payments and digital banking initiatives, including target-state architecture definitions and high-level solution designs. Ensure deliverables align with enterprise and regulatory standards (e.g., PSD2 and GDPR) while guiding development teams across multiple workstreams. Drive technology strategy and negotiate trade-offs to support regulatory compliance and omnichannel banking capabilities for better banking experiences.

Responsibilities

• Conduct As-Is architecture assessments and define Target State Architecture for payment and digital banking initiatives
• Create high-level design documentation and provide architectural guidance for development teams across multiple workstreams
• Design solutions using patterns such as REST API development, microservices-based architecture, SOA, event-driven integration and batch processing
• Track architectural decision-making and ensure alignment with enterprise and regulatory standards
• Present solution options, negotiate trade-offs, and secure agreement with business and technology stakeholders
• Ensure architectural deliverables support regulatory requirements and commercial objectives
• Apply best practices and reusable components in solution architecture
• Collaborate with cross-functional teams in an Agile or hybrid delivery model

Requirements

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services
• Strong background in banking architecture design, including payment systems, digital channels and integration patterns
• Expertise in RESTful API design, microservices architecture, SOA principles and eventing technologies
• Understanding of batch integration patterns and related technologies
• Experience managing and tracking architectural design decisions within complex enterprise programs
• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders
• Strong communication, negotiation and problem-solving skills
• Fluent English (spoken and written)

Benefits

• Career development programs, thought leadership, mentoring, soft skills and well-being programs
• Certification opportunities (e.g., Anthropic, Gemini, GCP, Azure, AWS) and English classes
• Stable pay and participation in an Employee Stock Purchase Plan with a 15% discount
• Benefits package (health insurance, multisport, shopping vouchers)
• Referral bonuses up to $2,000
• Office amenities and corporate, social and well-being events
• Hybrid work model with the opportunity to work remotely within Poland and chance to work abroad for up to 60 days annually