Payments Architect

Quick Facts

• Role: Payments Architect

• Focus: Payments and digital banking architecture for regulated, large-scale transformation

Description

Lead architecture design and governance for large-scale payments and digital banking initiatives, including regulatory compliance and innovation. Create target-state architectures, produce high-level designs, and drive technology strategy for critical financial services programs. Ensure solutions support both regulatory requirements and business objectives while collaborating across teams in an Agile delivery model.

Responsibilities

• Perform As-Is architecture assessments and define target state architecture for payment and digital banking initiatives

• Create high-level design documentation and provide architectural guidance across multiple workstreams

• Design solutions using REST API development, microservices-based architecture, SOA, event-driven integration, and batch processing

• Track architectural decisions and ensure alignment with enterprise and regulatory standards

• Present solution options, negotiate trade-offs, and secure agreement with business and technology stakeholders

• Ensure architectural deliverables support regulatory requirements and commercial objectives

• Apply reusable components and best practices in solution architecture

• Collaborate with cross-functional teams in Agile or hybrid delivery model

Requirements

• Proven experience as a Solution Architect or Payments Architect in large-scale digital transformation programs in financial services

• Strong background in banking architecture design, including payment systems, digital channels, and integration patterns

• Expertise in RESTful API design, microservices architecture, SOA principles, and eventing technologies

• Understanding of batch integration patterns and related technologies

• Experience managing and tracking architectural decision-making in complex enterprise programs

• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders

• Strong communication, negotiation, and problem-solving skills

• Fluent English (spoken and written)

Benefits

• Hybrid-by-design with the option to work remotely within Poland

• Opportunity to work abroad up to 60 days annually; business-driven relocation opportunities

• Growth programs, thought leadership, mentoring, soft skills and well-being programs

• Certifications support (Anthropic, Gemini, GCP, Azure, AWS) and English classes

• Stable pay; Employee Stock Purchase Plan (15% discount)

• Benefits package (health insurance, multisport, shopping vouchers) and referral bonuses up to $2,000