Payments Architect

Quick Facts

• Role: Payments Architect

• Focus: Payments and digital banking architecture for large-scale transformation initiatives

Description

Lead architecture design and governance for large-scale payments and digital banking initiatives, including regulatory compliance and innovation. Create target-state architectures and high-level designs, and provide architectural guidance across development workstreams. Ensure deliverables align with enterprise and regulatory standards such as PSD2 and GDPR while enabling omni-channel banking capabilities.

Responsibilities

• Conduct As-Is architecture assessments and define Target State Architecture for payments and digital banking initiatives

• Create high-level design documentation and provide architectural guidance to development teams

• Design solutions using REST API development, microservices-based architecture, SOA, event-driven integration, and batch processing

• Track architectural decisions and ensure alignment with enterprise and regulatory standards

• Present solution options, negotiate trade-offs, and secure stakeholder agreement

• Ensure deliverables support both regulatory requirements and commercial objectives

• Apply reusable components and best practices in solution architecture

• Collaborate with cross-functional teams in an Agile or hybrid delivery model

Requirements

• Proven experience as a Solution or Payments Architect in large-scale digital transformation programs in financial services

• Strong background in banking architecture design, including payment systems, digital channels, and integration patterns

• Expertise in RESTful API design, microservices architecture, SOA principles, and eventing technologies

• Understanding of batch integration patterns and related technologies

• Experience managing and tracking architectural design decisions within complex enterprise programs

• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders

• Fluent English (spoken and written)

• Strong communication, negotiation, and problem-solving skills

Benefits

• Career development programs and thought leadership/mentoring

• Certification opportunities (Anthropic, Gemini, GCP, Azure, AWS)

• English classes

• Stable pay

• Employee Stock Purchase Plan with a 15% discount

• Benefits package (health insurance, multisport, shopping vouchers)

• Referral bonuses up to $2,000

• Hybrid by design with possibility to work remotely within Poland; chance to work abroad up to 60 days annually

• Relocation opportunities

• Corporate, social, and well-being events