Payments Architect

Quick Facts

• Role: Payments Architect

• Focus: Payments and digital banking architecture design and governance

Description

Lead architecture design and governance for large-scale payments and digital banking initiatives. Create target-state architectures and high-level designs that align regulatory requirements (e.g., PSD2, GDPR) with business objectives, supporting omni-channel banking capabilities. Provide architectural guidance across multiple workstreams and drive technology strategy for critical financial services programs.

Responsibilities

• Perform As-Is architecture assessments and define Target State Architecture for payment and digital banking initiatives

• Produce high-level design documentation and provide architectural guidance to development teams across workstreams

• Design solutions using patterns such as REST API development, microservices-based architecture, SOA, event-driven integration, and batch processing

• Track architectural decisions and ensure alignment with enterprise and regulatory standards

• Present solution options, negotiate trade-offs, and secure agreement with business and technology stakeholders

• Ensure deliverables support both regulatory requirements and commercial objectives

• Apply reusable components and best practices in solution architecture

• Collaborate with cross-functional teams in an Agile or hybrid delivery model

Requirements

• Proven experience as a Solution or Payments Architect in large-scale financial-services digital transformation programs

• Strong background in banking architecture design, including payment systems, digital channels, and integration patterns

• Expertise in RESTful API design, microservices architecture, SOA principles, and eventing technologies

• Understanding of batch integration patterns and related technologies

• Experience managing and tracking architectural design decisions in complex enterprise programs

• Ability to evaluate solution options and align technical and business stakeholders

• Strong communication, negotiation, and problem-solving skills

• Fluent English (spoken and written)

Benefits

• Career development programs and thought leadership/mentoring

• Certification support (Anthropic, Gemini, GCP, Azure, AWS), plus English classes

• Stable pay and Employee Stock Purchase Plan with a 15% discount

• Benefits package (health insurance, multisport, shopping vouchers) and referral bonuses up to $2,000

• Options for remote/hybrid work within Poland and up to 60 days abroad annually

• Business-driven relocation opportunities and social/well-being events