Payments Architect

Quick Facts

• Role: Payments Architect

• Focus: Payments and digital banking architecture design and governance

Description

Lead architecture design and governance for large-scale payments and digital banking initiatives, balancing regulatory compliance and innovation. You will assess current (As-Is) architectures, define target-state architectures, and produce high-level designs while guiding multiple development workstreams. The work supports programs such as PSD2 compliance, GDPR requirements, and omni-channel capabilities to improve banking experiences.

Responsibilities

• Perform As-Is architecture assessments and define Target State Architecture for payment and digital banking initiatives

• Create high-level design documentation and provide architectural guidance across workstreams

• Design solutions using REST API development, microservices-based architecture, SOA, event-driven integration, and batch processing

• Track architectural decisions and ensure alignment with enterprise and regulatory standards

• Present solution options, negotiate trade-offs, and secure agreement among business and technology stakeholders

• Ensure deliverables support both regulatory requirements and commercial objectives

• Apply reusable components and best practices in solution architecture

• Collaborate with cross-functional teams in an Agile or hybrid delivery model

Requirements

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services

• Strong background in banking architecture design (payment systems, digital channels, integration patterns)

• Expertise in RESTful API design, microservices architecture, SOA principles, and eventing technologies

• Understanding of batch integration patterns and related technologies

• Experience managing and tracking architectural design decisions in complex enterprise programs

• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders

• Strong communication, negotiation, and problem-solving skills

• Fluent English (spoken and written)

Benefits

• Stable pay

• Employee Stock Purchase Plan with 15% discount

• Benefits package (health insurance, Multisport, shopping vouchers)

• Referral bonuses up to $2,000

• Hybrid-by-design work; remote opportunity within Poland

• Chance to work abroad up to 60 days annually; relocation opportunities

• Career development programs, mentoring, soft skills and well-being programs

• Certifications (Anthropic, Gemini, GCP, Azure, AWS)

• English classes

• Corporate, social, and well-being events; office amenities