Payments Architect

Quick Facts

• Role: Payments Architect

• Focus: payments and digital banking architecture for regulatory and modernization initiatives

Description

You will lead architecture design and governance for large-scale payments and digital banking initiatives, producing target-state architectures and high-level designs. You will guide multiple development workstreams with expertise in REST API development, microservices architecture, SOA, event-driven integration, and batch processing. Your deliverables must align with enterprise and regulatory standards (e.g., PSD2 and GDPR) while supporting business objectives.

Responsibilities

• Perform As-Is architecture assessments and define Target State Architecture for payments and digital banking initiatives

• Create high-level design documentation and provide architectural guidance across workstreams

• Design solutions using key patterns and technologies (REST APIs, microservices, SOA, event-driven integration, batch processing)

• Track architectural decisions and ensure alignment with enterprise and regulatory standards

• Present solution options, negotiate trade-offs, and secure agreement with stakeholders

• Ensure architectural deliverables support regulatory requirements and commercial objectives

• Apply reusable components and best practices in solution architecture

• Collaborate with cross-functional teams in an Agile or hybrid delivery model

Requirements

• Proven experience as a Solution or Payments Architect in large-scale digital transformation programs in financial services

• Strong background in banking architecture design, including payment systems, digital channels, and integration patterns

• Expertise in RESTful API design, microservices architecture, SOA principles, and eventing technologies

• Understanding of batch integration patterns and related technologies

• Experience managing and tracking architectural design decisions in complex enterprise programs

• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders

• Strong communication, negotiation, and problem-solving skills

• Fluent English (spoken and written)

Benefits

• Hybrid work within Poland and opportunity to work abroad up to 60 days annually

• Career development programs and thought leadership/mentoring

• Certification and English classes

• Stable pay, Employee Stock Purchase Plan (15% discount), health insurance and other benefits

• Referral bonuses up to $2,000

• Option for contractor (B2B) cooperation; benefits apply to employees only