Payments Architect

Quick Facts

• Role: Payments Architect (Payments & Digital Banking Architecture)
• Focus: Architecture design, governance, and high-level solution design for regulated payments and digital banking transformation

Description

Lead architecture design and governance for large-scale payments and digital banking initiatives that support regulatory compliance and innovation. Own As-Is assessments and define Target State architectures, creating high-level designs and architectural guidance for development teams. Drive technology strategy for critical financial services programs, aligned with enterprise standards and both regulatory and commercial objectives.

Responsibilities

• Conduct As-Is architecture assessments and define Target State Architecture for payment and digital banking initiatives
• Create high-level design documentation and provide architectural guidance across multiple workstreams
• Design solutions using REST API development, microservices-based architecture, SOA, event-driven integration, and batch processing
• Track architectural decisions and ensure alignment with enterprise and regulatory standards
• Present solution options, negotiate trade-offs, and align stakeholders
• Ensure architectural deliverables support regulatory requirements and commercial objectives
• Apply reusable components and best practices in solution architecture
• Collaborate with cross-functional teams in Agile or hybrid delivery models

Requirements

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services
• Strong background in banking architecture design, including payment systems, digital channels, and integration patterns
• Expertise in RESTful API design, microservices architecture, SOA principles, and eventing technologies
• Understanding of batch integration patterns and related technologies
• Experience managing and tracking architectural design decisions within complex enterprise programs
• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders
• Strong communication, negotiation, and problem-solving skills
• Fluent English (spoken and written)

Benefits

• Hybrid by design mode with opportunity to work remotely within Poland; chance to work abroad up to 60 days annually; business-driven relocation opportunities
• Career development programs, thought leadership, mentoring, soft skills and well-being programs, certification options, and English classes
• Stable pay; Employee Stock Purchase Plan (15% discount); health insurance and other benefits (e.g., multisport, shopping vouchers); referral bonuses; office amenities and social/well-being events