Life & Health Underwriter

Quick Facts

• Focus area: U.S. Life & Health underwriting
• Work style: hybrid (office three days per week) with possibility of remote for an exceptional candidate
• Travel: ~10% or less as needed

Description

You will apply evidence-based risk selection and underwriting judgment across medical, non-medical, financial, product, market, and governance considerations. You’ll partner with clients and cross-functional teams to deliver exceptional service, manage complex cases, and apply underwriting guidelines. The role also emphasizes continuous learning and staying current with underwriting tools, digital resources, and AI-enabled capabilities.

Responsibilities

• Apply disciplined, evidence-based risk selection across medical, non-medical, financial, product, market, and governance considerations while meeting service standards and production goals
• Escalate complex or unusual matters and apply underwriting guidelines in a commercially sound way
• Provide underwriting expertise for projects and respond to inquiries by phone and email within communicated service standards
• Promote Life Guide and help clients apply its guidance
• Participate in annual client underwriting seminars, webinars, and thought leadership discussions to strengthen client relationships
• Support continuous learning by attending internal training programs, forums, and meetings
• Maintain up-to-date knowledge of core insurance products, industry legislation, taxation, underwriting principles, and underwriting tools/digital resources/AI-enabled capabilities
• Travel as needed for internal meetings, industry conferences, and client meetings

Requirements

• 5+ years of Life & Health Underwriting experience on the insurance or reinsurance side
• Demonstrated proficiency in risk selection and case management
• FLMI and/or FALU designation, or active and meaningful progress toward earning one
• Strong analytical and critical thinking skills to assess complex medical, financial, and non-medical risk factors
• Familiarity with AI-enabled underwriting tools and digital resources, with demonstrated interest in process innovation and system enhancements
• Excellent communication and conflict resolution skills and a track record of building client and internal stakeholder relationships
• Time management and organizational skills to balance a high-volume workload independently and collaboratively

Benefits

Total compensation approach (base pay plus short- and long-term incentives and benefits offered).