April 24, 2026
Director, Software Engineering - Credit
Senior • Remote
20,200 - 25,250 USD/yr
Marqeta is looking for a Director, Software Engineering to lead and evolve our Credit platform. This is a critical leadership role responsible for scaling the next generation of innovative credit products that power modern fintech experiences. You will lead multiple engineering teams responsible for building, operating, and modernizing core components of our credit platform. This role requires a leader who sets a high bar, moves with urgency, and brings clarity in complex environments.
You will partner closely with Product, Data, Risk, Compliance, and Operations to define strategy, drive execution, and deliver resilient, secure, and highly available systems at scale.
We work Flexible First. This role can be performed remotely in the United States, only in one of our National locations, which you can review here.
The Impact You’ll Have
- Lead and develop multiple engineering teams responsible for core credit capabilities.
- Drive platform resiliency, scalability, and operational excellence.
- Partner with Product to shape roadmap, sequencing, and delivery strategy.
- Establish clear engineering standards around quality, reliability, testing, and documentation.
- Improve execution rigor including planning, sprint hygiene, and measurable outcomes.
- Lead architectural discussions and make high quality technical decisions.
- Stay close to the codebase and system design while empowering teams to execute.
- Recruit and develop top engineering talent and actively build bench strength.
- Create a culture of ownership, accountability, and continuous improvement.
Who You Are
- 10+ years of engineering experience with 5+ years leading engineering managers or multiple teams.
- Experience building and scaling distributed systems in cloud native environments, preferably AWS.
- Strong background in microservices architectures and high availability systems.
- Proven ability to operate in regulated or compliance sensitive environments.
- Experience in fintech strongly preferred; credit domain experience is a plus but not required.
- Demonstrated track record of raising engineering standards and improving execution discipline.
- Comfortable navigating ambiguity while driving clarity and momentum.
- High personal standards and a bias toward action.
What Will Set You Apart
- Experience building or scaling credit products such as underwriting, ledgering, servicing, or transaction processing.
- Experience improving platform resiliency such as multi region architectures.
- Track record of evolving teams from good to great.
- Masters Degree in Computer Science.
Your Manager
Recruiter For This Role
Typical Process
- Application Submission
- Recruiter phone call
- Hiring manager video call
- Virtual “Onsite” consisting of 4-5, 45 min calls
- Offer!
Compensation and Benefits
Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to the National tier within the United States:
- National: A baseline tier that applies to most of the geographic territory of the United States.
Visit this page or consult with a Recruiter to determine which tier would be applicable to you.
When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:
- National: $242,400 - $303,000
We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.
Along with monetary compensation, Marqeta offers
- Multiple health insurance options
- Flexible time off – take what you need
- Retirement savings program with company contribution and after tax contributions
- Equity in a publicly-traded company and an Employee Stock Purchase Program
- Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
- Free therapy sessions, financial and professional coaching, and legal advice
- Monthly stipend to support our remote work model
- Annual “development dollars” to support our people growth and development
- Through Flex First, the freedom to live and work wherever you and your family thrive
About Marqeta
Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.
Marqeta’s Values
– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.
– Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high-quality results that our customers count on. We own our work from start to finish.
– Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.
– Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.
– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.
Equal Employment Opportunity, Accommodations and Privacy
Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.
Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre-employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.
Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.
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Wroclaw, Poland
14,000 - 18,000 PLN
🏢 Summary: Mid-level Backend Engineer role focused on building a cutting-edge FinTech platform for interbank intraday lending using Scala in an agile startup environment. The position involves delivering scalable, testable solutions through functional programming and TDD practices. The engineer will collaborate closely with the product team to incrementally develop and enhance the platform. 🗂️ Requirements: 3+ years of software development experience, Proficiency in Scala or similar language (e.g., Haskell), Understanding of reactive programming paradigms, Understanding of functional programming paradigms, Experience working in Agile environment, Experience working within Scrum framework, Ability to write testable, deployable and scalable code 📃 Skills: Scala, Haskell, Reactive, Functional, TDD, Scrum, Agile, Blockchain, DLT 🏢 Description: Are you a passionate backend engineer ready to take your skills to the next level? Join our Product Team as we build a cutting-edge FinTech platform for interbank intraday lending. This is your chance to be part of a dynamic, VC-backed startup and play a key role in shaping both our product and our company. Why Join Us? Fast-Paced Startup : Collaborate with a smart, agile team led by our hands-on technical co-founder. Your contributions will have a direct impact on our growth. Remote-First with a Weekly Anchor: Work remotely four days a week, and meet up with the team once a week at our Wrocław office to sync, collaborate in person, and keep the momentum going. Ownership : Receive equity options and be a true stakeholder in our success. Flexibility : Take advantage of a holiday schedule that isn’t tied to any specific country. Inspiring Team Off-Sites : Twice a year, we bring the entire team together for week-long off-sites in exciting locations (think Budapest, Bordeaux, Malta, and beyond). Modern AI-Augmented Workflow: We use Claude Code daily and invest in tooling that lets our engineers focus on the interesting problems. What You’ll Do Collaborate with our team to deliver incremental value through agile, systematic development cycles. Write clean, reusable, and efficient functional code using Scala , following TDD and engaging in pair-programming as needed. Ensure our solutions are testable, deployable , and scalable . Who You Are We’re looking for a proactive, mid-level backend engineer with: 3+ years of software development experience . Proficiency in Scala , or similar languages (e.g., Haskell ). A solid understanding of reactive and/or functional programming paradigms . Knowledge of Agile principles and experience working within the Scrum framework . (Nice-to-have) Experience using AI coding assistants effectively in a professional setting — knowing how to prompt well, scope tasks, and review AI-generated code critically. (Nice-to-have) An interest in or experience with blockchain/DLT technologies . (Bonus) A degree in Computer Science or a related field. About Us We are a forward-thinking FinTech startup backed by leading venture capital. Our mission is to revolutionize interbank lending through innovative technology. Agile principles guide our work, and we are committed to fostering a supportive, growth-oriented culture. If you’re excited about solving complex challenges, making an impact, and working in an environment that values both technical excellence and collaboration, we want to hear from you! Ready to Join? Apply now and start shaping the future of finance with us.
Technology

Red Ventures
Engineering Manager | Growth and Transformation
Senior
Hybrid
Charlotte, NC , +1
13,542 - 21,875 USD/yr
🏢 Summary: Engineering Manager role leading a client-facing team responsible for delivery and site operations of a financial services web platform, with a strong focus on AI-augmented workflows and engineering excellence. The position combines technical leadership, SRE practices, and modernization of development processes through automation and AI tooling. This is a hybrid role requiring collaboration with cross-functional teams and direct client engagement. 🗂️ Requirements: 3+ years of engineering management experience, Experience managing and mentoring software engineers, Proficiency in JavaScript/TypeScript, HTML/CSS, React, Node.js, Understanding of web application architecture (client-server, RESTful services, microservices), Experience with code reviews and testing strategies (unit, integration, end-to-end), Experience with Agile/Scrum methodologies, Familiarity with CI/CD pipelines and deployment tooling, Experience with AI-assisted development tools, Familiarity with agentic workflows or automation frameworks, Understanding of web analytics tools, Familiarity with SQL and NoSQL databases, Knowledge of WCAG accessibility standards, Familiarity with SOC2 processes and controls, Understanding of OWASP guidelines and data protection regulations 📃 Skills: JavaScript, TypeScript, HTML, CSS, React, Node.js, REST, Microservices, CI/CD, Harness, GitHub, GitHubActions, Copilot, Cursor, Claude, SQL, NoSQL, GoogleAnalytics, Mixpanel, WCAG, SOC2, OWASP, GDPR, CCPA, Agile, Scrum 🏢 Description: This role is not open to visa sponsorship or transfer of visa sponsorship including those on H1-B, F-1, OPT, STEM-OPT, or TN visa, nor is it available to work corp-to-corp. This role requires a hybrid schedule and will be based in our South Charlotte, NC or New York, NY office (Tuesday through Thursday) and optional remote days on Mondays and Fridays each week. Red Ventures Growth and Transformation partners with financial institutions to build digital products, customer platforms, and marketing technology solutions that drive acquisition, deepening, and retention. Red Ventures is looking for a technically strong, growth-minded Engineering Manager to lead a client-facing engineering team within our Banking Client Services organization. You’ll own the engineering delivery and site operations for a financial services’ web presence, leading a small team today with a clear path to growth as the client partnership expands. What sets this role apart: you’ll operate at the intersection of client-facing engineering leadership and modern AI-augmented workflows. Our teams are actively integrating agentic tooling and automation into how we code, manage tickets, maintain compliance, and solve problems alongside our business and data science partners. We’re looking for someone who is energized by this shift and ready to lead a team through it. This role reports to the Director of Engineering and will serve as the technical lead on client engagements when needed, with the Director’s support. The ideal candidate has strong communication instincts and the desire to grow into an increasingly senior client-facing leadership role over time. Travel to partner locations is an expected component of this role to support relationship management and business objectives. Curious how Growth and Transformation fits into Red Ventures? Click here. What You’ll Do: Team & Client Leadership Lead a team of software engineers responsible for the engineering delivery and site operations of a financial services web platform. Serve as the technical lead on client calls and escalations, communicating complex technical topics clearly to both technical and non-technical stakeholders. Collaborate with designers, customer experience leads, business stakeholders, and leadership to deliver high-quality solutions that strengthen client trust. Position engineers for success through coaching, mentorship, regular feedback, and personal development planning. AI & Process Modernization Champion the adoption and effective use of agentic workflows and AI-assisted tooling for coding, ticket management, compliance, and engineering process improvement. Leverage internally-built automation and AI tooling to increase team efficiency, reduce manual toil, and improve delivery quality. Partner with business and data science teams to identify and implement AI-driven solutions to operational and client-facing problems. Stay current with emerging AI/ML tooling for software development (IDE integrations, CLI agents, code review automation) and evaluate their fit for the team. Site Operations & Engineering Excellence Drive SRE best practices: observability, incident response, reliability, and operational maturity for client-facing web properties. Improve engineering processes, CI/CD pipelines, code quality, and testing practices across the team. Demonstrate project and roadmap planning skills, balancing client commitments with operational health and team investment. What We’re Looking For: Leadership & Communication Experience managing and mentoring software engineers, including coaching, delivering feedback, and supporting career growth. Strong verbal and written communication skills with the ability to translate technical concepts for non-technical audiences, including client stakeholders. Skills in managing team dynamics, navigating conflict constructively, and building a collaborative, psychologically safe environment. Experience collaborating across functions: design, marketing, data science, and business partners to align on priorities and deliver outcomes. Comfort operating as a technical lead on client-facing calls and escalations with leadership support. 3+ years of engineering management experience Software Engineering Proficiency in web development languages and frameworks (e.g., JavaScript/TypeScript, HTML/CSS, React, Node.js). Understanding of web application architecture: client-server models, RESTful services, and microservices. Strong emphasis on code quality: code reviews, testing strategies (unit, integration, end-to-end), and engineering best practices. Experience with Agile/Scrum methodologies and managing delivery through sprints and iterative planning. Familiarity with CI/CD pipelines and deployment tooling (e.g., Harness, GitHub Actions). AI Fluency & Automation Mindset Demonstrated comfort with AI-assisted development tools (e.g., GitHub Copilot, Cursor, Claude, or similar IDE/CLI integrations). Familiarity with agentic workflows or automation frameworks used to streamline engineering, compliance, or operational processes. A proactive mindset toward identifying opportunities to apply AI and automation to reduce toil and improve outcomes. Willingness to experiment, evaluate new tooling, and lead a team through adoption of emerging AI capabilities. Data, Accessibility & Security Understanding of web analytics tools (e.g., Google Analytics, Mixpanel) and the ability to use data to inform engineering decisions. Familiarity with databases (SQL and NoSQL) and their integration with web applications. Knowledge of WCAG accessibility standards and experience implementing accessibility testing practices. Familiarity with process and controls required in SOC2 operations. Demonstrated experience leading in SOC2 environments preferred. Understanding of web security principles (OWASP guidelines) and data handling regulations (e.g., GDPR, CCPA), particularly important in a financial services context. Compensation: This range reflects total cash compensation, which may include base salary only or base salary plus target bonus, depending on the role. Where eligible, equity may also be offered separately and not included below. Actual compensation varies based on location, experience, and qualifications. Total Cash Compensation Range Charlotte, NC Hybrid Compensation Range: $130,000 - $210,000 per year New York, NY Hybrid Compensation Range: $162,500- $262,500 per year Additionally, the following benefits are provided by Red Ventures, subject to eligibility requirements. Health Insurance Coverage (medical, dental, and vision) Life Insurance Short and Long-Term Disability Insurance Flexible Spending Accounts Holiday Pay 401(k) with match Employee Assistance Program Paid Parental Bonding Benefit Program Flexible Paid Time Off (PTO): We believe time to rest and recharge is essential. That’s why we offer a generous and flexible PTO policy. Full-time employees accrue 20 days of PTO for a full calendar year annually, with an increase to 25 days after five years of service. Who We Are: Red Ventures is a global portfolio of high-growth companies — spanning several U.S. businesses, a joint venture in the health services industry, and strategic investments in Europe. Their businesses include The Points Guy, Lonely Planet, Bankrate, the Allconnect Platform, RV Home Client Growth, RV Growth & Transformation, Sage Home Loans Corporation, and more. Across the portfolio, Red Ventures businesses deliver seamless digital experiences for consumers, help Fortune 100 clients solve large-scale digital growth challenges, and create world-class experiences and opportunities for employees. Learn more at redventures.com and follow @RedVentures on LinkedIn and Instagram. At Red Ventures, we believe diverse, inclusive teams are better. To help you better understand our core values and beliefs, we encourage you to watch this brief YouTube video: Our Belief Statements. This will give you insight into the principles that guide our work and our commitment to fostering an inclusive environment. We offer competitive salaries and a comprehensive benefits program for full-time employees, including medical, dental and vision coverage, paid time off, life insurance, disability coverage, employee assistance program, 401(k) plan and a paid parental leave program. Red Ventures is an equal opportunity employer that does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation, gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or any other basis protected by law. Employment at Red Ventures is based solely on a person's merit and qualifications. We are committed to providing equal employment opportunities to qualified individuals with disabilities. This includes providing reasonable accommodation where appropriate. Should you require a reasonable accommodation to apply or participate in the job application or interview process, please contact accommodation@redventures.com. If you are based in California, we encourage you to read this important information for California residents linked here. #LI-KS1 #LI-HYBRIDClick here for more details regarding the employee privacy policy: https://www.redventures.com/legal/us-emp-privacy-notice Questions about this Privacy Notice can be directed to employeerights@redventures.com. Alternatively, you may raise any questions or concerns to your manager, HR Business Partner, or through the Privacy Team.