Senior Product Owner (Digital Banking / Fintech)

Quick Facts

• Role: Senior Product Owner (Digital Banking / Fintech)

• Work model: Hybrid (1 day in office per week)

• Office locations: Warsaw, Łódź, Gdańsk, Wrocław, Poznań, Kraków, Lublin, Szczecin

• Compensation: 1000–1235 PLN net/day (based on experience and competence)

Description

Lead end-to-end discovery and delivery for digital banking products for business customers, covering key areas of day-to-day banking (e.g., payments, accounts, liquidity management, orders, cards, file-based data exchange, and integrations). Partner with business and technology teams to define product vision, strategy and roadmap, translate priorities into release plans and a structured backlog, and continuously optimize based on KPI and performance data.

Responsibilities

• Run discovery and delivery processes for digital banking products for businesses

• Identify customer needs and problems and translate them into product directions

• Analyze data, user opinions, and market trends; formulate and test product hypotheses

• Co-create product vision, strategy, and roadmap; maintain release plans and an ordered backlog

• Prioritize initiatives considering customer value, business goals, technical feasibility, risk, and regulatory requirements

• Own business value delivery, target achievement, and KPI monitoring (including adoption and usage)

• Prepare and update business cases and assess effects of implemented initiatives

• Design customer journeys with UX/UI, analytics, architecture, and IT teams

• Collaborate with the product team on refinement, sprint planning, and sprint review activities

• Coordinate dependencies and align priorities with stakeholders from business, technology, operations, legal, and regulatory areas

• Collaborate on electronic channel integrations with transaction/core systems and external solutions

• Ensure product compliance with security, compliance, and risk management requirements and applicable regulations

• Identify risks and blockers and communicate progress and product decisions transparently

• Actively collaborate with stakeholders and external technology partners

Requirements

• At least 8 years of experience in digital product development, including Product Owner / Product Manager or a related role

• Knowledge of banking, fintech, or experience delivering projects for the financial services sector

• Practical experience in at least one domain: domestic or international payments, accounts, liquidity management, cards, order handling, or file-based data exchange

• Ability to independently manage the full product lifecycle: discovery → delivery → analysis of outcomes and further optimization

• Experience creating product vision, strategy, and roadmap and translating them into priorities, release plans, and a structured backlog

• Data-driven product decision-making based on customer needs, business goals, and technological capabilities

• Experience defining and monitoring KPIs and using data to determine next steps

• Experience designing customer journeys and collaborating with UX/UI teams

• API integration knowledge and experience working with core systems, transaction systems, or other complex enterprise systems

• Experience working with cross-functional IT teams using Agile methodologies

• Strong stakeholder management: align priorities and communicate product decisions in a complex organizational environment

• Understanding of security, regulatory compliance, and risk management in banking product development, including payment regulations, fraud prevention, and AML

• Blend customer focus with ownership of business outcomes and effective delivery

• English communication skills at least B2

Benefits

• Long-term cooperation

• Technical trainings, certifications, and qualification development

• Mentoring via a Competence Center community from day one, including conferences and knowledge sharing

• Clear career path

• Employee benefits package (Multisport, private medical care, life insurance)

• Friendly atmosphere, integration events, and team-building meetings

Recruitment process: recruiter call → Business Manager call → client meeting. In justified cases, an additional technical verification step may be added after the recruiter call.