Director & Associate General Counsel (Banking & Credit Cards)

Quick Facts

Director & Associate General Counsel (Banking & Credit Cards)

Description

Lead and manage a team of attorneys supporting Banking and Credit Card products, delivering practical legal advice on regulated issues across banking, deposit accounts, payments, and credit. Partner with compliance, product, operations, and executive leadership to identify legal risks, drive mitigation strategies, and support regulatory engagement and examinations. Build scalable legal processes and mentor attorneys in a fast-paced, highly regulated fintech environment.

Responsibilities

• Lead and manage attorneys supporting the Banking and Credit Card business
• Advise cross-functional teams on regulatory issues impacting banking, deposit accounts, payments, and credit cards
• Collaborate with compliance, product, operations, and executive leadership to identify legal risks and mitigate them
• Support regulatory engagement and examinations as needed
• Build scalable legal processes, frameworks, and controls for evolving financial technology products
• Mentor and grow team members while fostering collaboration, accountability, and inclusion

Requirements

• J.D. and membership in at least one U.S. state bar in good standing
• 10+ years of relevant legal experience with strong consumer financial regulatory law background (banking, deposit accounts, payments, credit)
• Experience managing legal professionals or cross-functional teams, including developing talent and delivering results
• Ability to navigate complex legal and regulatory issues and provide clear, risk-based guidance
• Experience advising on compliance with Truth in Lending Act (Reg Z), Truth in Savings Act (Reg DD), Electronic Fund Transfer Act (Reg E), Fair Credit Reporting Act (Reg V), Equal Opportunity Credit Act (Reg B), UDAAP under Dodd-Frank and UDAP under FTC Act
• Experience advising on payment network rules (including NACHA and card networks)
• Experience advising on TCPA and CAN-SPAM
• Experience advising on Expedited Funds Availability Act (Reg CC)
• Experience advising on Bank Secrecy Act/AML/OFAC Sanctions
• Experience advising on laws governing rewards programs
• Experience advising on laws governing first- and third-party collections, including Fair Debt Collection Practices Act (Reg F)
• Experience advising on fintech-bank partnership legal issues, including state licensing (lending, marketing, brokering, servicing, collections), usury, interest exportation, and contractual obligations under program and sponsorship agreements
• Ability to thrive in a fast-paced, high-growth, highly regulated environment
• Strong communication skills and business-oriented mindset
• Ability to quickly develop fluency in new substantive areas and lead/collaborate with subject-matter experts

Benefits

• Performance-driven compensation with multipliers, bonus programs, equity ownership, and 401(k) matching
• 100% paid health insurance for employees (90% coverage for dependents), plus employer-paid life & disability insurance
• Fertility benefits and mental health benefits
• Flexible lifestyle benefits spending account for wellness and learning
• Time off including holidays, paid time off, sick time, and parental leave
• Exceptional office experience with catered meals, events, and comfortable workspaces