AML Expert

Quick Facts

• Position: AML Expert (AML/CFT)

• Focus: Translating AML/CFT regulations into functional system requirements and supporting solution delivery

Description

You will work on technology solutions for AML/CFT, using deep AML knowledge to bridge regulatory, business, and system perspectives. Responsibilities include analyzing clients’ AML processes, converting requirements into functional system needs, and supporting sales and expert discussions with clients. You will also contribute to designing capabilities such as customer risk assessment, KYC/CDD/EDD, transaction monitoring, and customer profiling.

Responsibilities

• Analyze AML processes used by clients and recommend appropriate solutions

• Translate regulatory and business requirements into functional system requirements

• Support the sales team during client discussions, needs analysis, and AML solution presentations

• Lead presentations and expert meetings on AML processes and requirements

• Collaborate with Project Managers on new and complex implementations

• Work with analysts, developers, and delivery teams

• Support technical teams in understanding AML processes and requirements

• Participate in designing solutions for customer risk assessment, KYC/CDD/EDD, transaction monitoring, and customer profiling

• Partner with key clients to organize AML processes and system usage

• Contribute to product and offering development and influence implemented solution design

Requirements

• Minimum 3–5 years of professional experience in AML/CFT (e.g., banking, fintech, leasing, factoring, insurance, or consulting)

• Practical understanding of AML processes, especially KYC, CDD, EDD, customer risk assessment, transaction monitoring, profiling, and customer reviews

• Knowledge of Polish and EU AML regulations and ability to translate them into practical organizational requirements (AML laws/directives; guidance from KNF and GIIF)

• Knowledge of FATF, OFAC, and international sanctions

• Understanding of management reporting and reporting of reportable transactions (CTR) and suspicious activity (SAR/STR)

• Ability to analyze complex processes and dependencies and formulate actionable recommendations

• Experience presenting, training, or running expert meetings; able to communicate complex topics to different audiences

• Ability to collaborate with both business and technical teams

• Ability to connect regulatory, business, and system requirements into concrete recommendations

• Independence, decision-making, and analytical thinking

• Willingness to expand knowledge in systems, integrations, and technologies that support AML processes

• Higher education; preferred fields: law, finance, banking, or IT

Benefits

• Base salary: 14,000–20,000 PLN gross per month

• Multi-component bonus system (project engagement and bonus tied to sales success)

• Non-wage benefits: medical package, life insurance with an investment/pension component, contribution to sports package

• Primarily remote work, with occasional client visits (mainly Warsaw) and office work in Kraków, especially at the beginning

• Work on modern technologies with goal-focused, substantive collaboration with clients

• Real influence on shaping products, the company’s offering, and implemented solutions

• Career development and expanding competencies