Business Analyst (Lending)

Quick Facts

• Role: Business Analyst focused on lending/credit business

• Location: Frankfurt area, partially remote

• Employment: Full-time, permanent position

• Start: January 2027 or by agreement

• Salary: €80,000–€120,000 per year

Description

You will support a bank in credit/Lending projects by capturing and documenting specialist requirements end-to-end and translating them into business concepts and process models. The role includes creating user stories and target process descriptions, acting as the interface between the business department, IT development, and testing, and contributing to regulatory requirements in the credit domain.

Responsibilities

• Capture and document lending/credit requirements—from application and decision through disbursement to servicing and collateral management

• Create specialist concepts, user stories, and end-to-end process descriptions

• Analyze existing credit processes and define target (Soll) processes

• Coordinate as an interface between business, IT development, and testing

• Support with test case creation, drive specialist tests, and participate in acceptance

• Contribute to regulatory implementations in lending (e.g., MaRisk, CRR, ESG)

• Prepare and moderate workshops with the business department and stakeholders

Requirements

• Several years of experience as a Business Analyst in banking projects

• Solid knowledge of credit/lending operations (retail and/or corporate lending, construction finance, consumer or corporate loans)

• Experience creating specialist concepts, user stories, and process models (BPMN)

• Solid experience with agile and classic delivery approaches, including Scrum

• Familiarity with Jira and Confluence

• Fluent German and good English

• Willingness for occasional on-site work in Frankfurt

• Advantage: knowledge of common credit/core banking systems (e.g., SAP Banking, Europace, agree21, OSPlus)

• Advantage: experience with lending regulation (e.g., MaRisk, CRR/Basel IV, KWG, credit reporting)

• Advantage: experience in migration or digitization projects in the credit process

• Advantage: basic SQL or data analysis

• Desired: Business analysis (3 years), lending/credit business (1 year), banking (3 years)

Benefits

• Attractive salary (€80,000–€120,000) and flexible working hours

• Permanent full-time employment with long-term engagement at a major bank

• Partial home office with high remote share

• Training and certifications (e.g., IREB, Scrum)

• Growing consulting team with short decision paths and direct contacts