Senior AML Specialist

Quick Facts

• Role: Senior AML Specialist (5 openings)

• Work pattern: 2–3 days per week onsite (Stockholm)

• Start: As soon as possible, or within 1 month

Description

Join a regulated financial services organisation to strengthen its AML and financial crime compliance framework. This assignment sits primarily in the Second Line of Defence, providing independent, risk-based oversight of AML activities while partnering with AML Operations and senior compliance/MLRO functions. The initial focus is hands-on support with critical AML activities (including SAR review/approval), with the scope expanding toward broader oversight of control design, effectiveness, risk trends, and regulatory outcomes.

Responsibilities

• Review and approve Suspicious Activity Reports (SARs) in line with regulatory requirements and delegated authorities

• Review AML investigations and SAR narratives for quality, completeness, consistency, and defensibility

• Provide structured, constructive feedback to investigation teams

• Identify complex, sensitive, or high-risk cases requiring escalation

• Perform second-line oversight of AML controls, including assessment of transaction monitoring effectiveness

• Conduct thematic reviews of SAR outcomes, escalation decisions, investigation quality, and financial crime typologies

• Assess whether AML risks are appropriately identified and mitigated across products, services, and customer segments

• Analyse AML metrics, trends, and management information to identify control weaknesses and emerging risks

• Contribute to AML risk assessments for new products, material changes, and control enhancements

• Support governance, documentation, and clear delineation of responsibilities between AML and Compliance

• Support regulatory readiness through appropriate documentation and evidence of AML risks, controls, and decisions

Requirements

• Several years of relevant experience in AML, financial crime compliance, or related risk functions within a regulated environment

• Strong practical experience with SAR processes (investigation, drafting, review, approval, or filing)

• Solid understanding of AML regulatory thresholds, financial crime typologies, and escalation requirements

• Experience exercising independent judgement in complex, sensitive, or ambiguous cases

• Experience reviewing investigations for quality, completeness, rationale, and regulatory defensibility

• Strong written and verbal communication skills, especially when documenting regulatory decisions and financial crime assessments

• Ability to work independently while collaborating effectively with operational and senior compliance stakeholders

• Structured, analytical, risk-based approach to problem solving

Benefits

• Opportunity to work in the Second Line of Defence with independent, risk-based AML oversight

• Scope includes both hands-on SAR work and broader control effectiveness and regulatory outcome oversight