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September 21, 2026
Senior Data Scientist (Credit Card Innovation)
Senior
148,000 - 168,900 USD/yr
New York, NY
Quick Facts
Role: Senior Data Scientist focused on credit card innovation and credit decisioning
Description
You will build and deploy models and a robust credit scoring platform that connects complex financial data with real-time analytics for credit decisions and valuations. You’ll create analytical tools, leverage alternative data sources, and work with engineering and product to scale credit infrastructure and improve underwriting outcomes.
Responsibilities
Partner with cross-functional teams (data scientists, software engineers, product managers) to deliver customer-facing capabilities
Use a broad technology stack (Python/Conda/AWS/H2O/Spark and more) to extract insights from large numeric and textual datasets
Develop machine learning models end-to-end: design, training, evaluation, validation, and implementation
Communicate technical results clearly and translate work into business goals
Requirements
Bachelor’s degree in a quantitative field plus 2 years of data analytics experience, or Master’s degree in a quantitative field (or MBA with quantitative concentration)
Machine learning experience (2+ years)
SQL experience (2+ years)
Python/Scala/R experience (2+ years)
Degree requirement must be held now or completed by the scheduled start date
Benefits
Performance-based incentive compensation eligibility (cash bonus and/or long-term incentives)
Comprehensive, competitive, and inclusive health and financial benefits (eligibility varies by status)
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