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September 21, 2026

Senior Data Scientist (Credit Card Innovation)

Senior

148,000 - 168,900 USD/yr

New York, NY

Quick Facts

  • Role: Senior Data Scientist focused on credit card innovation and credit decisioning

Description

You will build and deploy models and a robust credit scoring platform that connects complex financial data with real-time analytics for credit decisions and valuations. You’ll create analytical tools, leverage alternative data sources, and work with engineering and product to scale credit infrastructure and improve underwriting outcomes.

Responsibilities

  • Partner with cross-functional teams (data scientists, software engineers, product managers) to deliver customer-facing capabilities

  • Use a broad technology stack (Python/Conda/AWS/H2O/Spark and more) to extract insights from large numeric and textual datasets

  • Develop machine learning models end-to-end: design, training, evaluation, validation, and implementation

  • Communicate technical results clearly and translate work into business goals

Requirements

  • Bachelor’s degree in a quantitative field plus 2 years of data analytics experience, or Master’s degree in a quantitative field (or MBA with quantitative concentration)

  • Machine learning experience (2+ years)

  • SQL experience (2+ years)

  • Python/Scala/R experience (2+ years)

  • Degree requirement must be held now or completed by the scheduled start date

Benefits

  • Performance-based incentive compensation eligibility (cash bonus and/or long-term incentives)

  • Comprehensive, competitive, and inclusive health and financial benefits (eligibility varies by status)

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