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September 3, 2026
Payments Architect
Senior • On-site
Krakow, MA, Poland
Apply now
We’re looking for a Payments Architect to lead architecture design and governance for large-scale payments and digital banking initiatives involving regulatory compliance and innovation. You will create target-state architectures, produce high-level designs and drive technology strategy for critical financial-services programs, including PSD2 compliance, GDPR requirements and omni-channel capabilities.
Quick Facts
- Hybrid-by-design work model, with remote work available within Poland
- Opportunity to work abroad for up to 60 days annually
- Business-driven relocation opportunities
- Open to contractors; B2B cooperation terms are agreed individually
- Benefits listed are available to employees only
- Only selected candidates will be contacted
Responsibilities
- Conduct As-Is architecture assessments and define Target State Architectures for payments and digital banking initiatives
- Create high-level design documentation and provide architectural guidance to development teams across multiple workstreams
- Design solutions using REST APIs, microservices architecture, SOA, event-driven integration and batch processing
- Manage architectural decision tracking and ensure alignment with enterprise and regulatory standards
- Present solution options, negotiate trade-offs and secure agreement with business and technology stakeholders
- Ensure architectural deliverables support regulatory requirements and commercial objectives
- Apply best practices and reusable components in solution architecture
- Collaborate with cross-functional teams in an Agile or hybrid delivery model
Requirements
- Proven experience as a Solution or Payments Architect in large-scale digital transformation programs in financial services
- Strong banking architecture design background, including payment systems, digital channels and integration patterns
- Expertise in RESTful API design, microservices architecture, SOA principles and eventing technologies
- Understanding of batch integration patterns and related technologies
- Experience managing and tracking architectural design decisions in complex enterprise programs
- Ability to evaluate solution options and facilitate agreement between technical and business stakeholders
- Strong communication, negotiation and problem-solving skills
- Fluent spoken and written English
Nice to Have
- Familiarity with regulatory-driven projects, including PSD2, GDPR and similar regulations
- Knowledge of omni-channel banking concepts and modernization initiatives
- Background in Agile and hybrid delivery methodologies
Growth Opportunities
- Career development programs
- Thought leadership, mentoring, soft-skills and well-being programs
- Certifications: Anthropic, Gemini, GCP, Azure and AWS
- English classes
Benefits
- Stable pay
- Employee Stock Purchase Plan participation with a 15% discount
- Benefits package, including health insurance, Multisport and shopping vouchers
- Referral bonuses up to $2,000
- Offices with entertainment and relaxation zones, table tennis, football, free snacks and coffee
- Corporate, social and well-being events
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