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September 3, 2026

Payments Architect

Senior • On-site

Krakow, MA, Poland

We’re looking for a Payments Architect to lead architecture design and governance for large-scale payments and digital banking initiatives involving regulatory compliance and innovation. You will create target-state architectures, produce high-level designs and drive technology strategy for critical financial-services programs, including PSD2 compliance, GDPR requirements and omni-channel capabilities.

Quick Facts

  • Hybrid-by-design work model, with remote work available within Poland
  • Opportunity to work abroad for up to 60 days annually
  • Business-driven relocation opportunities
  • Open to contractors; B2B cooperation terms are agreed individually
  • Benefits listed are available to employees only
  • Only selected candidates will be contacted

Responsibilities

  • Conduct As-Is architecture assessments and define Target State Architectures for payments and digital banking initiatives
  • Create high-level design documentation and provide architectural guidance to development teams across multiple workstreams
  • Design solutions using REST APIs, microservices architecture, SOA, event-driven integration and batch processing
  • Manage architectural decision tracking and ensure alignment with enterprise and regulatory standards
  • Present solution options, negotiate trade-offs and secure agreement with business and technology stakeholders
  • Ensure architectural deliverables support regulatory requirements and commercial objectives
  • Apply best practices and reusable components in solution architecture
  • Collaborate with cross-functional teams in an Agile or hybrid delivery model

Requirements

  • Proven experience as a Solution or Payments Architect in large-scale digital transformation programs in financial services
  • Strong banking architecture design background, including payment systems, digital channels and integration patterns
  • Expertise in RESTful API design, microservices architecture, SOA principles and eventing technologies
  • Understanding of batch integration patterns and related technologies
  • Experience managing and tracking architectural design decisions in complex enterprise programs
  • Ability to evaluate solution options and facilitate agreement between technical and business stakeholders
  • Strong communication, negotiation and problem-solving skills
  • Fluent spoken and written English

Nice to Have

  • Familiarity with regulatory-driven projects, including PSD2, GDPR and similar regulations
  • Knowledge of omni-channel banking concepts and modernization initiatives
  • Background in Agile and hybrid delivery methodologies

Growth Opportunities

  • Career development programs
  • Thought leadership, mentoring, soft-skills and well-being programs
  • Certifications: Anthropic, Gemini, GCP, Azure and AWS
  • English classes

Benefits

  • Stable pay
  • Employee Stock Purchase Plan participation with a 15% discount
  • Benefits package, including health insurance, Multisport and shopping vouchers
  • Referral bonuses up to $2,000
  • Offices with entertainment and relaxation zones, table tennis, football, free snacks and coffee
  • Corporate, social and well-being events

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