Payments Architect

We’re looking for a Payments Architect to lead architecture design and governance for large-scale payments and digital banking initiatives involving regulatory compliance and innovation. You will create target-state architectures, produce high-level designs, and drive technology strategy for critical financial services programs. This role contributes to digital transformation initiatives, including PSD2 compliance, GDPR requirements, and omni-channel capabilities that improve banking experiences.

Responsibilities

• Conduct As-Is architecture assessments and produce Target State Architecture definitions for payment and digital banking initiatives.
• Create high-level design documentation and provide architectural guidance for development teams across multiple workstreams.
• Design solutions using REST API development, microservices-based architecture, SOA, event-driven integration, and batch processing.
• Manage architectural decision tracking and ensure alignment with enterprise and regulatory standards.
• Present solution options, negotiate trade-offs, and secure agreement with business and technology stakeholders.
• Ensure architectural deliverables support regulatory requirements and commercial objectives.
• Oversee the application of best practices and reusable components in solution architecture.
• Collaborate with cross-functional teams in an Agile or hybrid delivery model.

Requirements

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services.
• Strong background in banking architecture design, including payment systems, digital channels, and integration patterns.
• Expertise in RESTful API design, microservices architecture, SOA principles, and eventing technologies.
• Understanding of batch integration patterns and related technologies.
• Experience managing and tracking architectural design decisions within complex enterprise programs.
• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders.
• Strong communication, negotiation, and problem-solving skills.
• Fluent English, spoken and written.

Nice to have

• Familiarity with regulatory-driven projects such as PSD2, GDPR, and similar regulations.
• Knowledge of omni-channel banking concepts and modernization initiatives.
• Background in Agile and hybrid delivery methodologies.

Benefits

• Hybrid-by-design work mode and the opportunity to work remotely within Poland.
• Opportunity to work abroad for up to 60 days annually.
• Business-driven relocation opportunities.
• Career development programs, thought leadership, mentoring, soft-skills, and well-being programs.
• Certification opportunities in Anthropic, Gemini, GCP, Azure, and AWS.
• English classes.
• Stable pay.
• Participation in the Employee Stock Purchase Plan with a 15% discount.
• Benefits package including health insurance, Multisport, and shopping vouchers.
• Referral bonuses up to $2,000.
• Offices with entertainment and relaxation zones, table tennis, football, free snacks, and coffee.
• Corporate, social, and well-being events.

Benefits listed above are available to employees only. Contractor applications are welcome; B2B cooperation terms are agreed individually. Only selected candidates will be contacted.