Business Analyst / Product Owner - Payments

Summary

This role focuses on bridging the gap between business and technology in cross-border payments, driving initiatives from discovery to implementation.

Main Responsibilities

• Act as the primary link between business stakeholders and technology teams, translating business needs into deliverable technical solutions.
• Work closely with engineering and development teams throughout the full project lifecycle, ensuring requirements are understood, implemented correctly, and delivered successfully.
• Drive initiatives from initial discovery through design, development, testing, and implementation.
• Collaborate with internal and external stakeholders to improve payment capabilities and customer experience.
• Support the development and enhancement of API-based payment solutions.
• Lead the migration of legacy payment infrastructure to modern API-driven architectures.
• Work on integrating and improving payment rails through partner APIs.
• Support the onboarding of new customer payment rails and payment capabilities.
• Ensure business outcomes are delivered by remaining closely involved throughout the implementation lifecycle rather than handing requirements over to development teams.
• Apply payment journeys experience.

Key Requirements

• Deep, hands-on expertise in cross-border payments.
• Experience with API development and integrations.
• History of migrating legacy systems to API-first architectures.
• Experience with complex payments transformation programmes.

Nice to Have

• Experience in FX payments and international settlements.
• Strong Business Analysis or Product Ownership background.
• Familiarity with payment rails and correspondent banking.

Other Details

Current Programme of Work: Modernising payment technology, enhancing API capabilities, and improving customer payment experiences.

Team Structure: Collaborative with both business and engineering teams.