May 26, 2026
QA Engineer - Payments (POS systems)
Mid • Hybrid
Stockholm, Sweden
We are looking for an experienced Payments Certification Engineer with a strong quality engineering foundation to join our Payments Certification team and take ownership of terminals and transaction flow certification. In this role, you will ensure our payment solutions meet all EMV Level 3 requirements across major card schemes and acquirers while bringing a structured, quality-first mindset to every certification cycle.
Start: 2026-08-03
End: 2026-12-30
Location: Stockholm 3 days onsite, 3 days remote
You will work closely with engineers, and acquirers to deliver smooth and timely certifications. This is a critical position that combines technical depth, compliance expertise, learning abilities and strong cross-functional coordination.
A background in QA or test engineering is a strong foundation for this role, and experience in payments compliance is valued but can be developed on the job by the right candidate.
Key Responsibilities
• Manage and execute EMV Level 3 certification processes for all supported card schemes and regions
• Prepare, and execute structured test plans, using accredited tools (e.g., Fime/UL, ICCTmat, and similar)
• Collaborate with engineering teams to diagnose, reproduce, and resolve issues found during certification testing
• Maintain a deep and up-to-date understanding of EMVCo, scheme-specific and acquirer specific requirements, test cases
• Validate payment transaction flows and host responses, leveraging analytical skills to identify anomalies and ensure end-to-end correctness
• Document test evidence, defect logs, and status reports for internal and external stakeholders
• Support ongoing compliance by actively monitoring changes in EMV specifications, scheme mandates, and regional regulations, and proactively assessing their impact on existing products
Qualifications
• 3+ years of experience in quality engineering, test engineering, or a closely related technical discipline — with a track record of owning structured test execution within a product domain
• Strong analytical skills: ability to work through complex technical specifications, interpret test data, and translate requirements into well-structured test cases
• Genuine motivation to develop certification expertise and demonstrable willingness to build this knowledge rapidly are strongly encouraged
• Experience with test tooling and automation frameworks
• Ability to read and analyze logs, TLVs, APDUs, and transaction traces or equivalent experience interpreting structured technical data and debugging complex system behavior
• Excellent communication and documentation skills, with experience managing test evidence and reporting to both technical and non-technical stakeholders
Top must -have hard skills
- Structured Test Planning & Execution
- Equipped with baseline fintech / POS knowledge
- Payments Compliance & Scheme Requirements Knowledge
- 3+ years of experience in quality engineering, test engineering, or a closely related technical discipline — with a track record of owning structured test execution within a product domain
- English
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Warsaw, Poland
12,600 - 15,750 PLN
🏢 Summary: Senior Manual Tester role focused on testing secure banking and payment platforms, including APIs, backend processes, and Visa/Mastercard transaction verification. The position involves ensuring transaction integrity, supporting 3D Secure authentication testing, and improving quality assurance processes in a fintech environment. Remote work is fully allowed for candidates based in Warszawa. 🗂️ Requirements: Minimum 2 years of manual testing experience, Experience in financial services or banking sector, Knowledge of API testing, Knowledge of Linux environments, Experience with transaction verification, Experience with Visa processes, Experience with Mastercard processes, Familiarity with 3D Secure (ACS) systems, Understanding of backend testing, Knowledge of API validation tools, Polish language proficiency, Communicative English, Legal right to work in the European Union 📃 Skills: API, Linux, Visa, Mastercard, 3DSecure, ACS, Backend, PCI, DSS 🏢 Description: Empower innovative banking security — drive seamless, secure, and scalable payment systems. Warszawa-based opportunity with remote work, 100% remote work allowed. As a Manual Tester, you will be working for our client , a leading fintech company dedicated to revolutionizing financial transactions. You will contribute to testing and ensuring the security and reliability of payment systems, including API testing, backend processes, and Visa/Mastercard transaction verification. Join us to shape the future of digital banking and payment security through innovative testing solutions. Your main responsibilities: Execute comprehensive manual tests of banking and payment platforms, including API, transaction files, and backend processes. Verify transaction data and ensure integrity within Linux-based environments. Conduct specialized testing of 3D Secure (ACS) authentication systems to maintain transaction security. Collaborate with development teams to identify, document, and track bugs or security issues. Develop, maintain, and review detailed test documentation and reporting. Support API validation processes, ensuring compliance with industry standards and security protocols. Participate in test planning, strategy, and quality assurance process improvements. Ensure full coverage of financial transactions and security protocols during testing phases. You're ideal for this role if you have: Minimum 2 years of experience in manual testing, especially within financial services or banking sectors. Strong knowledge of API testing, Linux environments, and transaction verification. Experience working with Visa and Mastercard payment processes. Familiarity with 3D Secure (ACS) systems and security protocols. Good understanding of backend testing and API validation tools. Ability to work independently, responsibly, and proactively. Excellent communication skills in Polish (good command) and English (communicative level). It is a strong plus if you have: (optional) Experience with testing automation tools. Relevant certifications in software testing or payment security. Additional knowledge of banking compliance standards such as PCI DSS. Language Required for the role: Polish (good command) and English (communicative level). Eligibility for the role: Only candidates with an existing legal right to work in the European Union will be considered. #MAKEYourCareerBETTER Interested? Apply now and include your CV (preferably in English) along with a statement confirming your consent to the processing and storage of your personal data.